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Recent research findings highlight widespread concerns about long-term care planning. In October 2025, Lincoln Financial’s Consumer Sentiments Tracker found that a staggering 82 percent of people surveyed said they are concerned about paying for long-term care for themselves or a family member. Almost half (42 percent) said they were highly concerned. While most people said they… Continue reading Financial Planning for LTC: Questions to Ask

Takeaways When you think of a nursing home, you may picture smiling seniors sitting around a table in a sunlit room or walking in a park-like setting. Though this may be true for some nursing home residents, for others the reality is very different. As more private equity firms and individual investors have gotten involved in the… Continue reading Two NJ Nursing Home Owners Face Fraud, Abuse Charges

Takeaways For seniors and their families, hiring a home care service can support independence for the older adult while reducing stress on the family unit. A home carer can assist with activities of daily living (ADLs), like bathing, dressing, preparing meals, chores like laundry and dishes, medication management, and transportation to and from appointments and outings. Skilled… Continue reading When to Consider Home Care for Seniors

Takeaways Though many Americans have adequate retirement savings, many others plan to work longer – or feel they cannot stop working – simply to afford retirement. However, about 40 percent of workers will have to quit their jobs earlier than expected because of a disability. Leaving the workforce early can devastate a worker’s financial security in retirement.… Continue reading Potential SSDI Changes Impact Older Adults

Takeaways Most Americans aged 65 and older will need some form of long-term care in their later years. The cost of such care has been steadily increasing. In 2024, the average monthly cost for a semi-private room in a nursing home was $9,277. Thankfully, Medicaid provides a safety net for millions of older adults who need… Continue reading 2026 Medicaid LTC: Benefits for Married Couples

Takeaways Mental and emotional health affect every stage of life — especially older adulthood. For millions of older Americans, especially those living in long-term care settings such as nursing homes, assisted living communities, or memory care facilities, emotional wellness is vitally important, yet often overlooked. The Growing Challenge Older adults in long-term care face notable… Continue reading Emotional Wellness Among Older Adults in Long-Term Care

Takeaways In a recent webinar about the status of federal housing assistance for older adults in the United States, nonprofit organizations Justice in Aging and the National Low Income Housing Coalition partnered to offer attendees a brief overview of the housing pressures currently facing older Americans. The presenters also outlined the federal policy threats that exist and potential opportunities for improving… Continue reading Affordable Housing Scarce for Older Adults

Takeaways In recent years, private equity (PE) firms have been buying more nursing homes and companies that own nursing homes. What seems at first like a simple shift in ownership can have significant consequences for residents, staff, and families trying to find safe, compassionate care. According to a Private Equity Stakeholder Project report, some nursing homes… Continue reading Nursing Homes: Private Equity Explained

Takeaways On October 24, 2025, the Social Security Administration (SSA) announced that Social Security beneficiaries will receive a 2.8 percent cost-of-living adjustment (COLA) in 2026. This raise will apply to Supplemental Security Income (SSI) and Social Security recipients, a group that includes retirees, their spouses and survivors, as well as those who receive disability benefits. The COLA, which… Continue reading 2026 Social Security COLA: 2.8% Increase

Takeaways Most people tend to marry someone who is within a few years of their own age. As a result, many married couples share the same cultural touchstones, social memories, and general values. Certain phases of life often coincide as they grow older together, as they may share similarly timed career paths and enter retirement… Continue reading The Effects of Family Caregiving on Older Adults