Category: Uncategorized

Takeaways Most Americans aged 65 and older will need some form of long-term care in their later years. The cost of such care has been steadily increasing. In 2024, the average monthly cost for a semi-private room in a nursing home was $9,277. Thankfully, Medicaid provides a safety net for millions of older adults who need… Continue reading 2026 Medicaid LTC: Benefits for Married Couples

Takeaways Mental and emotional health affect every stage of life — especially older adulthood. For millions of older Americans, especially those living in long-term care settings such as nursing homes, assisted living communities, or memory care facilities, emotional wellness is vitally important, yet often overlooked. The Growing Challenge Older adults in long-term care face notable… Continue reading Emotional Wellness Among Older Adults in Long-Term Care

Takeaways In a recent webinar about the status of federal housing assistance for older adults in the United States, nonprofit organizations Justice in Aging and the National Low Income Housing Coalition partnered to offer attendees a brief overview of the housing pressures currently facing older Americans. The presenters also outlined the federal policy threats that exist and potential opportunities for improving… Continue reading Affordable Housing Scarce for Older Adults

Takeaways In recent years, private equity (PE) firms have been buying more nursing homes and companies that own nursing homes. What seems at first like a simple shift in ownership can have significant consequences for residents, staff, and families trying to find safe, compassionate care. According to a Private Equity Stakeholder Project report, some nursing homes… Continue reading Nursing Homes: Private Equity Explained

Takeaways On October 24, 2025, the Social Security Administration (SSA) announced that Social Security beneficiaries will receive a 2.8 percent cost-of-living adjustment (COLA) in 2026. This raise will apply to Supplemental Security Income (SSI) and Social Security recipients, a group that includes retirees, their spouses and survivors, as well as those who receive disability benefits. The COLA, which… Continue reading 2026 Social Security COLA: 2.8% Increase

Takeaways Most people tend to marry someone who is within a few years of their own age. As a result, many married couples share the same cultural touchstones, social memories, and general values. Certain phases of life often coincide as they grow older together, as they may share similarly timed career paths and enter retirement… Continue reading The Effects of Family Caregiving on Older Adults

Takeaways Many Americans are worried they won’t have enough money saved to retire, and a cohort of the oldest workers is proving this concern to be legitimate. Nearly half a million Americans over the age of 80 are still working, while the 75-plus demographic is the fastest-growing segment of the workforce. For some, the choice… Continue reading Baby Boomers and Beyond: Working Far Past Retirement Age

A recent report by LendingTree revealed that nearly half of Americans are either financially supporting their aging parents or expect to do so. Though many younger adults feel a deep sense of duty to step in when needed, this responsibility often comes with significant financial strain and emotional stress. For older adults, this raises an important question: How… Continue reading Do You Need Financial Help From Adult Children?

Caring for a family member who is unable to fully care for themselves can offer a sense of purpose and meaning. However, it can be an all-consuming responsibility. For one, many family caregivers sacrifice their careers to care for a loved one who has a chronic illness or disability. In some cases, forfeiting work isn’t… Continue reading Life After Caregiving: How to Heal

Takeaways Would you be more inclined to give to charity if you could turn your assets into steady income, avoid an immediate tax bill, and leave a legacy for a worthy cause? A charitable remainder trust (CRT) can do exactly that. This estate planning tool blends philanthropy with financial strategy, allowing you or your beneficiaries to receive… Continue reading How Charitable Remainder Trusts Fit into an Estate Plan