How AI Is Changing the Privacy of Your Health Records

Takeaways If you’ve logged into a MyChart account or a bank app recently, you’ve probably had to confirm your identity with a text message or an authentication app. That kind of extra security step, known as multi-factor authentication (MFA), has become routine for everyday accounts. But the federal rule that protects electronic health information doesn’t… Continue reading How AI Is Changing the Privacy of Your Health Records

What Is an Unfunded Trust and How Can You Avoid One?

Introduction Many Missouri families create a trust believing their estate plan is complete. They sign the documents, put them in a safe place, and feel relieved knowing they’ve taken an important step to protect their loved ones. But there is one problem that catches many people by surprise. Creating a trust is only the first… Continue reading What Is an Unfunded Trust and How Can You Avoid One?

Living Your Best Possible Life After a Dementia Diagnosis

Takeaways A dementia diagnosis can feel like a door closing. But for the millions of people living with Alzheimer’s disease and related dementias, as well as for their family members and friends, a growing movement in care is pushing back against that narrative. The message: a diagnosis does not define a life. Seeing the Whole Person… Continue reading Living Your Best Possible Life After a Dementia Diagnosis

How Do You Choose a Guardian for Your Children in Missouri?

Photo of smiling little boy with his father and grandfather, enjoying in the amazing nature

Introduction Few estate planning decisions feel more personal than choosing a guardian for your children. If something were to happen to you, who would raise your children? Who would make important decisions about their education, healthcare, and daily life? Who would provide the love, stability, and support you would want for them? These are difficult… Continue reading How Do You Choose a Guardian for Your Children in Missouri?

Issues You Might Face With D-SNPs

Takeaways Millions of Americans qualify for both Medicare and Medicaid. For these “dual eligibles,” managing two separate health care programs can be confusing. A Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan designed for people who have both Medicare and Medicaid. D-SNPs were created to help make coverage easier by bringing Medicare… Continue reading Issues You Might Face With D-SNPs

Choosing Assisted Living Memory Care for Dementia

Takeaways Assisted living is playing a growing role in dementia care. According to a recent report from AARP, more people 85 and older now reside in assisted living than in nursing homes. Of assisted living residents, 44 percent live with Alzheimer’s disease or another dementia, and many communities are responding by adding or expanding memory care units.… Continue reading Choosing Assisted Living Memory Care for Dementia

What Does a Will Do in Missouri?

Introduction If you live in St. Charles County and have children, own a home, or want to make things easier for your loved ones, creating a will is one of the most important steps you can take. Many people know they need a will, but they are not always sure what a will actually does—or… Continue reading What Does a Will Do in Missouri?

How the Federal Fair Housing Act Protects Older Adults

Takeaways Most people know the federal Fair Housing Act (FHA) as the law that bans housing discrimination based on race or national origin. Fewer people realize how often it is relevant for older adults. Though the FHA does not list age itself as a protected category, many older renters end up covered under the law’s disability provisions.… Continue reading How the Federal Fair Housing Act Protects Older Adults

Missouri Guardianship for Adults With Disabilities: Understanding Your Options

Introduction If you are caring for an adult child with a disability, you may be wondering whether guardianship is necessary. Many Missouri families face this question when a child turns 18 or when an adult loved one begins struggling to manage important decisions independently. You may be concerned about healthcare decisions, financial management, housing, safety,… Continue reading Missouri Guardianship for Adults With Disabilities: Understanding Your Options

What Changes When a Child With Disabilities Turns 18 in Missouri?

Introduction For many Missouri families, a child’s 18th birthday brings a mix of excitement and uncertainty. If your child has a disability, you may be wondering what happens next. Will you still be able to help with medical decisions? Can you continue managing benefits? Do you need guardianship? What rights does your child gain when… Continue reading What Changes When a Child With Disabilities Turns 18 in Missouri?

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