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Takeaways If you or a loved one are among the 71.6 million people receiving Social Security benefits, be careful of downloading email attachments. You could receive a dangerous email from hackers pretending to be the Social Security Administration (SSA), and the email looks convincing. This official-looking email prompts recipients to download a fake Social Security… Continue reading Scam Email Targets Social Security Recipients

Takeaways In 2025, Americans born in 1960 are reaching age 65, a milestone that for decades has been associated with retirement. Many people still think of 65 as the age to claim full Social Security retirement benefits. But for those born in 1960 or later, full retirement age is no longer 65; it’s 67. Why… Continue reading Why the Social Security Retirement Age Is Now 67, Not 65

Takeaways In early May 2025, the Trump administration announced it will be reinstating involuntary collections on defaulted federal student loans. This ends a five-year pause that had been initiated during the COVID-19 pandemic. This policy shift affects approximately 5.3 million borrowers currently in default. As a result, these borrowers may expect to face wage garnishment, tax refund… Continue reading Will Student Loan Debt Reduce Your Retirement Benefits?

Takeaways A recent study by Veterans United Home Loans reveals a growing trend among homebuyers in the United States. More people are seeking multigenerational homes, which are properties designed or adapted to accommodate multiple generations under one roof. This shift reflects changing family dynamics, economic pressures, and a renewed appreciation for familial support networks. More than a… Continue reading More Buyers, Older Adults Seeking Multigenerational Homes

Florida is inching closer to passing legislation that would make it the latest state to allow “granny cams” in long-term care facilities. “Granny cams” — electronic recording devices that families install at a long-term care facility to monitor the care of an aging loved one — have become more commonplace as concerns rise about resident… Continue reading The Rise of ‘Granny Cams’ in Long-Term Care Facilities

When the COVID-19 pandemic struck in early 2020, wearing masks and practicing social distancing became the new normal. Many businesses and offices across the country closed, including Social Security Administration (SSA) field offices. When the SSA closed its field offices in March 2020, it disrupted essential services for millions, including Supplemental Security Income (SSI) recipients. For seniors,… Continue reading Relief for Supplemental Security Income Recipients in 2025

For the past year, Social Security beneficiaries have gotten a break from the sometimes-devastating policy of withholding 100 percent of benefits if the beneficiary was overpaid. Effective March 27, 2025, the Social Security Administration (SSA) will reinstate the 100 percent policy to recover overpayments, reverting from the previous 10 percent withholding rate established in early 2024. This… Continue reading Social Security Overpayment Rules Are Changing Once Again

As most of us go through our daily routines, it is hard to imagine needing help with essential daily tasks. However, research shows that most Americans over age 65 will need daily help, in the form of long-term care, at some point. Long-term care (LTC) encompasses a range of services designed to meet the medical… Continue reading 2024 Survey Shows Long-Term Care Costs Continue to Rise

Takeaways Moving an older loved one into long-term care facility can be stressful for both the family and the new resident. Not only is the new resident moving into an unfamiliar setting but they are also likely losing some of their independence. Another source of stress can be the fear of elder abuse and neglect.… Continue reading Recognizing Elder Abuse and Retaliation in Long-Term Care

Takeaways Dementia is on the rise and is affecting millions of families across the United States. As dementia erodes a person’s mental faculties, they lose the ability to manage their life. This can lead to losing money through bad financial decisions or a higher risk of injury from falls or accidents at home or in… Continue reading Wendy Williams Case Shines Spotlight on Guardianships