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Receiving a denial for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits can feel discouraging, especially for older adults who may already be dealing with health challenges, reduced income, or caregiving responsibilities. The good news is that a denial is not the end of the road. Many people who are initially denied benefits are later approved… Continue reading A Guide to the SSI and SSDI Appeals Process for Older Adults

With an estimated one in 10 older adults in the United States living with dementia, there is a growing focus on early detection and prevention. Dementia encompasses diseases that impair memory and cause cognitive decline. Common types of dementia include Alzheimer’s disease (the leading cause), Lewy Body dementia, and vascular dementia. Most forms of dementia worsen over… Continue reading New Research on Dementia Risk Factors, Screenings

Recent research findings highlight widespread concerns about long-term care planning. In October 2025, Lincoln Financial’s Consumer Sentiments Tracker found that a staggering 82 percent of people surveyed said they are concerned about paying for long-term care for themselves or a family member. Almost half (42 percent) said they were highly concerned. While most people said they… Continue reading Questions to Ask a Financial Planner About Long-Term Care

Takeaways When you think of a nursing home, you may picture smiling seniors sitting around a table in a sunlit room or walking in a park-like setting. Though this may be true for some nursing home residents, for others the reality is very different. As more private equity firms and individual investors have gotten involved in the… Continue reading Two N.J. Nursing Home Owners Accused of Fraud, Elder Abuse

Takeaways For seniors and their families, hiring a home care service can support independence for the older adult while reducing stress on the family unit. A home carer can assist with activities of daily living (ADLs), like bathing, dressing, preparing meals, chores like laundry and dishes, medication management, and transportation to and from appointments and outings. Skilled… Continue reading When to Hire a Home Care Service for an Older Adult

Takeaways Though many Americans have adequate retirement savings, many others plan to work longer – or feel they cannot stop working – simply to afford retirement. However, about 40 percent of workers will have to quit their jobs earlier than expected because of a disability. Leaving the workforce early can devastate a worker’s financial security in retirement.… Continue reading Potential Changes to SSDI Benefits May Affect Older Adults

Takeaways Most Americans aged 65 and older will need some form of long-term care in their later years. The cost of such care has been steadily increasing. In 2024, the average monthly cost for a semi-private room in a nursing home was $9,277. Thankfully, Medicaid provides a safety net for millions of older adults who need… Continue reading 2026 Medicaid Long-Term Care Benefits When You Are Married

Takeaways Mental and emotional health affect every stage of life — especially older adulthood. For millions of older Americans, especially those living in long-term care settings such as nursing homes, assisted living communities, or memory care facilities, emotional wellness is vitally important, yet often overlooked. The Growing Challenge Older adults in long-term care face notable… Continue reading Emotional Wellness Among Older Adults in Long-Term Care

Takeaways In a recent webinar about the status of federal housing assistance for older adults in the United States, nonprofit organizations Justice in Aging and the National Low Income Housing Coalition partnered to offer attendees a brief overview of the housing pressures currently facing older Americans. The presenters also outlined the federal policy threats that exist and potential opportunities for improving… Continue reading Affordable Housing Is Getting Scarce for Older Adults

Takeaways In recent years, private equity (PE) firms have been buying more nursing homes and companies that own nursing homes. What seems at first like a simple shift in ownership can have significant consequences for residents, staff, and families trying to find safe, compassionate care. According to a Private Equity Stakeholder Project report, some nursing homes… Continue reading Private Equity and Nursing Homes: What Families Need to Know