Medicare Hits Pause on New Hospice and Home Health Providers

Takeaways In May, the Centers for Medicare & Medicaid Services (CMS) announced what it called an “aggressive nationwide crackdown” on fraud in two corners of the health care system that serve millions of older Americans: Medicare hospice care and home health care. CMS imposed two separate six-month moratoria that stopped Medicare from accepting new hospice agencies and new home… Continue reading Medicare Hits Pause on New Hospice and Home Health Providers

Common Estate Planning Mistakes Missouri Homeowners Make

Multi Generation Family Sitting By Fire On Winter Beach

Introduction Many Missouri homeowners take important steps to protect their families. They create a trust, update a deed, name beneficiaries on financial accounts, and assume everything is working together. Unfortunately, that is not always the case. One of the most common estate planning mistakes occurs when a house, trust, and beneficiary designations are not properly… Continue reading Common Estate Planning Mistakes Missouri Homeowners Make

How to Avoid Family Conflict Over Aging Parents

Takeaways Family conflict over an aging parent rarely starts with a lawsuit. It usually develops through subtle changes, such as a phone call that goes unreturned, a sibling who suddenly handles all of Mom’s paperwork, or a will that gets changed without anyone else knowing why. By the time these changes result in a courtroom… Continue reading How to Avoid Family Conflict Over Aging Parents

How AI Is Changing the Privacy of Your Health Records

Takeaways If you’ve logged into a MyChart account or a bank app recently, you’ve probably had to confirm your identity with a text message or an authentication app. That kind of extra security step, known as multi-factor authentication (MFA), has become routine for everyday accounts. But the federal rule that protects electronic health information doesn’t… Continue reading How AI Is Changing the Privacy of Your Health Records

What Is an Unfunded Trust and How Can You Avoid One?

Introduction Many Missouri families create a trust believing their estate plan is complete. They sign the documents, put them in a safe place, and feel relieved knowing they’ve taken an important step to protect their loved ones. But there is one problem that catches many people by surprise. Creating a trust is only the first… Continue reading What Is an Unfunded Trust and How Can You Avoid One?

Living Your Best Possible Life After a Dementia Diagnosis

Takeaways A dementia diagnosis can feel like a door closing. But for the millions of people living with Alzheimer’s disease and related dementias, as well as for their family members and friends, a growing movement in care is pushing back against that narrative. The message: a diagnosis does not define a life. Seeing the Whole Person… Continue reading Living Your Best Possible Life After a Dementia Diagnosis

How Do You Choose a Guardian for Your Children in Missouri?

Photo of smiling little boy with his father and grandfather, enjoying in the amazing nature

Introduction Few estate planning decisions feel more personal than choosing a guardian for your children. If something were to happen to you, who would raise your children? Who would make important decisions about their education, healthcare, and daily life? Who would provide the love, stability, and support you would want for them? These are difficult… Continue reading How Do You Choose a Guardian for Your Children in Missouri?

Issues You Might Face With D-SNPs

Takeaways Millions of Americans qualify for both Medicare and Medicaid. For these “dual eligibles,” managing two separate health care programs can be confusing. A Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan designed for people who have both Medicare and Medicaid. D-SNPs were created to help make coverage easier by bringing Medicare… Continue reading Issues You Might Face With D-SNPs

Choosing Assisted Living Memory Care for Dementia

Takeaways Assisted living is playing a growing role in dementia care. According to a recent report from AARP, more people 85 and older now reside in assisted living than in nursing homes. Of assisted living residents, 44 percent live with Alzheimer’s disease or another dementia, and many communities are responding by adding or expanding memory care units.… Continue reading Choosing Assisted Living Memory Care for Dementia

What Does a Will Do in Missouri?

Introduction If you live in St. Charles County and have children, own a home, or want to make things easier for your loved ones, creating a will is one of the most important steps you can take. Many people know they need a will, but they are not always sure what a will actually does—or… Continue reading What Does a Will Do in Missouri?

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