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Takeaways As Americans approach age 65, many find themselves navigating the complex relationship between Medicare and other forms of health insurance, such as employer-sponsored coverage, retiree health benefits, and COBRA continuation coverage. Understanding how these types of insurance interact with Medicare is necessary for avoiding late enrollment penalties, coverage gaps, or unnecessary expenses. The Medicare Rights Center… Continue reading Pairing Medicare Coverage With Your Current Health Insurance

Editor’s Note: Reports state that on July 23, 2025, the Social Security Administration decided to continue issuing paper checks for those who do not have any other way of receiving their benefits payments. Takeaways Starting September 30, 2025, the Social Security Administration (SSA) will stop issuing paper checks for benefits payments. The SSA is urging all recipients of Social Security, Supplemental… Continue reading Get Social Security Benefits by Check? Prepare for Change

The aging U.S. population means that more people will likely need nursing home care in the coming decades. Meanwhile, the cost of nursing home care is increasing — and expected to keep increasing. With the exorbitant cost of nursing home care, many families worry about depleting their loved ones’ life savings to pay for the… Continue reading Protecting Your Parents’ Assets From Nursing Home Costs

If you or a loved one are among the 71.6 million people receiving Social Security benefits, be careful of downloading email attachments. You could receive a dangerous email from hackers pretending to be the Social Security Administration (SSA), and the email looks convincing. This official-looking email prompts recipients to download a fake Social Security statement.… Continue reading Scam Email Targets Social Security Recipients

According to Pew Research, 18 percent of Americans are 65 and older, and more than one in five Americans will be in this age range by 2054. The Centers for Disease Control and Prevention (CDC) notes that older adults are at greater risk for social isolation and warns that loneliness puts people at risk for severe mental and… Continue reading Multigenerational Housing: Options and Benefits for Seniors

In 2025, Americans born in 1960 are reaching age 65, a milestone that for decades has been associated with retirement. Many people still think of 65 as the age to claim full Social Security retirement benefits. But for those born in 1960 or later, full retirement age is no longer 65; it’s 67. Why Full… Continue reading Why the Social Security Retirement Age Is Now 67, Not 65

Takeaways If you or a loved one are among the 71.6 million people receiving Social Security benefits, be careful of downloading email attachments. You could receive a dangerous email from hackers pretending to be the Social Security Administration (SSA), and the email looks convincing. This official-looking email prompts recipients to download a fake Social Security… Continue reading Scam Email Targets Social Security Recipients

Takeaways In 2025, Americans born in 1960 are reaching age 65, a milestone that for decades has been associated with retirement. Many people still think of 65 as the age to claim full Social Security retirement benefits. But for those born in 1960 or later, full retirement age is no longer 65; it’s 67. Why… Continue reading Why the Social Security Retirement Age Is Now 67, Not 65

Takeaways In early May 2025, the Trump administration announced it will be reinstating involuntary collections on defaulted federal student loans. This ends a five-year pause that had been initiated during the COVID-19 pandemic. This policy shift affects approximately 5.3 million borrowers currently in default. As a result, these borrowers may expect to face wage garnishment, tax refund… Continue reading Will Student Loan Debt Reduce Your Retirement Benefits?

Takeaways A recent study by Veterans United Home Loans reveals a growing trend among homebuyers in the United States. More people are seeking multigenerational homes, which are properties designed or adapted to accommodate multiple generations under one roof. This shift reflects changing family dynamics, economic pressures, and a renewed appreciation for familial support networks. More than a… Continue reading More Buyers, Older Adults Seeking Multigenerational Homes