Articles

Receiving a denial for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits can feel discouraging, especially for older adults who may already be dealing with health challenges, reduced income, or caregiving responsibilities. The good news is that a denial is not the end of the road. Many people who are initially denied benefits are later approved… Continue reading SSI & SSDI Appeals Guide for Older Adults

With an estimated one in 10 older adults in the United States living with dementia, there is a growing focus on early detection and prevention. Dementia encompasses diseases that impair memory and cause cognitive decline. Common types of dementia include Alzheimer’s disease (the leading cause), Lewy Body dementia, and vascular dementia. Most forms of dementia worsen over… Continue reading New Findings on Dementia Risk Factors

Recent research findings highlight widespread concerns about long-term care planning. In October 2025, Lincoln Financial’s Consumer Sentiments Tracker found that a staggering 82 percent of people surveyed said they are concerned about paying for long-term care for themselves or a family member. Almost half (42 percent) said they were highly concerned. While most people said they… Continue reading Financial Planning for LTC: Questions to Ask

Takeaways When you think of a nursing home, you may picture smiling seniors sitting around a table in a sunlit room or walking in a park-like setting. Though this may be true for some nursing home residents, for others the reality is very different. As more private equity firms and individual investors have gotten involved in the… Continue reading Two NJ Nursing Home Owners Face Fraud, Abuse Charges

Takeaways For seniors and their families, hiring a home care service can support independence for the older adult while reducing stress on the family unit. A home carer can assist with activities of daily living (ADLs), like bathing, dressing, preparing meals, chores like laundry and dishes, medication management, and transportation to and from appointments and outings. Skilled… Continue reading When to Consider Home Care for Seniors

Takeaways Though many Americans have adequate retirement savings, many others plan to work longer – or feel they cannot stop working – simply to afford retirement. However, about 40 percent of workers will have to quit their jobs earlier than expected because of a disability. Leaving the workforce early can devastate a worker’s financial security in retirement.… Continue reading Potential SSDI Changes Impact Older Adults

Takeaways Most Americans aged 65 and older will need some form of long-term care in their later years. The cost of such care has been steadily increasing. In 2024, the average monthly cost for a semi-private room in a nursing home was $9,277. Thankfully, Medicaid provides a safety net for millions of older adults who need… Continue reading 2026 Medicaid LTC: Benefits for Married Couples